Valentina Brailovskaya is an Economist at IDinsight, based in San Francisco, USA. Valentina has had extensive research experiences working in Malawi on infrastructure and financial inclusion, and has developed relationships with government and private sector in the country. Her ongoing work spans projects on digital credit, savings, cash transfers, and healthcare in Malawi, Zambia and Kenya. She earned a bachelor’s degree in Business Economics from the University of California, Los Angeles and PhD in Economics from the University of California, Santa Cruz. She is fluent in English and Russian.